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First my Google account was taken over, then deleted.

Next my Twitter account was compromised, and used as a platform to broadcast racist and homophobic messages. Getting into Amazon let my hackers get into my Apple ID account, which helped them get into Gmail, which gave them access to Twitter.

And worst of all, my Apple ID account was broken into, and my hackers used it to remotely erase all of the data on my i Phone, i Pad, and Mac Book. Had I used two-factor authentication for my Google account, it’s possible that none of this would have happened, because their ultimate goal was always to take over my Twitter account and wreak havoc. Had I been regularly backing up the data on my Mac Book, I wouldn't have had to worry about losing more than a year’s worth of photos, covering the entire lifespan of my daughter, or documents and e-mails that I had stored in no other location.

In addition to better money oversight, run your investments through their award-winning Investment Checkup tool to see exactly how much you are paying in fees.

A buyer needs to have skin in the game, that’s our bank’s policy.” explained the saleswoman.

Wait, so she’s saying I can’t borrow money to pay for a down payment to borrow more money?

I use my Chase credit card for all my business and travel spending to get points for more free travel, insurance in case my bags are lost or my flight is stuck, and more insurance for defective products I buy and want to return.

Everybody should have a credit card for the free 30 day credit.

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